Most popular questions

What if an employee of the company asks for payment through a personal account?

Strictly pay your loan through our accredited Payment Channels only using reference number we sent you. We do not collect payments via SMS and messenger. If you have received a message that collects payment thru the said platform, please report this immediately to us.

To apply for a loan with Online Loans Pilipinas, kindly follow these easy steps:

  • Navigate the online calculator to choose the desired loan amount and loan term in homepage of the website or mobile application.
  • Fill out all the required details correctly and accurately.
  • Wait for approval. We will send you SMS for confirmation or we might call you for verification.

Customers must be:

  • Between 22 to 70 years old.
  • Currently employed or with a steady source of income.
  • Have any of ids: TIN, Passport, PRC, UMID, SSS, Driver’s License.
  • All customers should have a valid Bank or E-Wallet (Gcash, Paymaya or Grabpay) account.

Our current loanable amounts for first-time applicants range from ₱1,000 to ₱7,000. Repeat borrowers in good standing can borrow up to ₱30,000.

For fees and interest, study the terms and conditions and the disclosure statement before proceeding with the loan transaction.

For our first time customers we offer zero interest and no processing fee loan. Try our service for free!

You can pay your loan through these 3-payment option.

  • Over-the-counter
  • Online Banking
  • E-wallet

Choose your desired payment option and channel then follow the instructions. We recommend paying through 7/11 & GCash for real time posting.

For full details click olp.ph/en/loan-repayment

After the SMS for the approval, we will send you another one regarding the details of your loan and the total amount that you need to settle.  Also, 5 days before your assigned due date we will  send remainder of payments with the total amount due. You can also check  personal page in website or mobile application.

SMS will be sent to you once your payment is already posted on your account. Also, you can check your personal page in the mobile application.

Sorry for the inconvenience. First double-check the indicated mobile number, then you can click the resend button every 1 minute interval time.

We will notify you through SMS once your application was approved and another one once loan was successfully disbursed into your account.

We are sorry that your application was declined. We do not disclosed the reason for approving and disapproving loan application.  You can still try to re-apply after 7 days.

Upon approval, the reference number will be sent through SMS and Email together with the repayment instructions and loan contract. Please also check your spam mail, however if you still haven’t received your reference number and repayment instructions, please click this link to contact us and send in a request.

We use Instapay as our default disbursement channel. We will disburse the loan to your account in less than 10 mins after you get approved.

If for some reason Instapay will not be able to process your transactions we automatically make another attempt through Dragonpay. You will be informed via SMS.

You can see the disbursement channel on the last step of your application.

If you experience any delay in collecting your approved loan, please refer to the processing time of disbursement.

You can also coordinate with your bank to check your account.

You can also go to contact us and send us a message to check your account.

For loans with 7 days and 10 days term

You cannot pay earlier than the assigned due date. You have to settle the due amount on the exact date indicted on the homepage.


For loans with 15 days term

You can pay your loan after 8 days from the time you received the money. Settle the due amount for the day of payment.


For loans with 21 days term

You can pay your loan after 11 days from the time you received the money. Settle the due amount for the day of payment.


For loans with 30 days term

You can pay your loan after 15 days from the time you received the money. Settle the due amount for the day of payment.

Our good standing customers are enjoying the benefits of Installment Loan service. Always settle your loan on time and soon you'll get installment offer with better interest rate and term.

Other questions

Instapay is a way to expedite the disbursement of your loan. No need to wait, you will get the money in just a few minutes 24/7.

We disburse loan proceeds to your provided active Bank or E-Wallet account.

Accepted banks are:

  • BDO
  • BPI
  • Landbank
  • Metrobank
  • RCBC
  • Security Bank
  • Unionbank
  • Asia United Bank
  • Bangko Mabuhay
  • Bank of Commerce
  • BDO Network Bank
  • BPI Family Savings
  • Cebuana Lhuillier Rural Bank
  • Chinabank
  • Chinabank Savings
  • CHinatrust
  • CTBC Bank
  • Development Bank of the Philippines
  • Dungganon Bank
  • Eastwest
  • Eastwest Rural Bank
  • Equicom Savings bank
  • ING Bank
  • ISLA Bank
  • Malayan Savings Banks and Mortgage Bank
  • Maybank
  • Partner Rural Bank
  • PBCOM
  • Philippine Business Bank
  • PNB
  • Philippine Trust Company
  • PNB Savings Bank
  • PSBank
  • Quezon Capital Rural Bank
  • Robinsons Bank
  • Sterking Bank of Asia
  • Sun Savings Bank
  • UCPB
  • UCPB Savings Bank
  • Philippine Veterans Bank
  • Wealth Development Bank
  • Yuanta Savings Bank

Accepted E-Wallets are:

  • GCash
  • Paymaya
  • Grabpay Wallet

For customers who don't have a bank account, you can use your active Gcash, Paymaya or Grabpay account for disbursement.

You can now use your active Gcash, Paymaya or Grabpay account for disbursement.

If you don’t have E-Wallets account our list of available banks and means of disbursement is constantly updating. Kindly check the updated list here before applying.

Online Loans Pilipinas value our clients opinion. If you have complaints or suggestions you can go to contact us and send in your feedback.

If you are having difficulty to access the website or application, you may download the app on Google Play Store: https://play.google.com/store/apps/details?id=ph.onlineloans.mobile.android

Thank you for continuing to trust us in providing you with your immediate financial needs. We welcome Repeat Loans. If you are a borrower with good payment standing, we make it very easy for you to re-loan. Just click the “Repeat Loan” button on our app/website or use a link in the SMS.

About Online Loans Pilipinas

Online Loans Pilipinas is a loan company that uses financial technology to serve its customers better. Currently, our service exists 100% online. We believe that a purely online service will bring our loan product efficiently and equitably to more customers.

Yes, company name is Online Loans Pilipinas Financing Inc. SEC Registration Number CS201726430. Certificate of Authority #1181.

Online Loans Pilipinas is registered with National Privacy Commission and strictly complies with data protection and privacy regulations. Rest assured that all information provided will be respected, safely kept, and will not be used for any fraudulent activity or unauthorized action.

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