Most popular questions

What if an employee of the company asks for payment through a personal account?

Strictly pay your loan through our accredited Payment Channels only using reference number we sent you. We do not collect payments via SMS and messenger. If you have received a message that collects payment thru the said platform, please report this immediately to us.

To apply for a loan with Online Loans Pilipinas, kindly follow these easy steps:

  • Navigate the online calculator to choose the desired loan amount and loan term in homepage of the website or mobile application.
  • Fill out all the required details correctly and accurately.
  • Wait for approval. We will send you SMS for confirmation or we might call you for verification.

Customers must be:

  • Between 22 to 70 years old.
  • Currently employed or with a steady source of income.
  • Have any of ids: TIN, Passport, PRC, UMID, SSS, Driver’s License.
  • All customers should have valid Bank account.
  • Soon you will get an option to get disbursement with GCash or cash pick up

Our current loanable amounts for first-time applicants range from 1,000 to 7,000 PHP. Repeat borrowers in good standing can borrow up to 20,000.

For fees and interest, study the terms and conditions and the disclosure statement before proceeding with the loan transaction.

For our first time cutomers we offer zero interest and no processing fee loan. Try our service for free!

Choose between these 3 payment options:

For Online banking via dragonpay – RECOMMENDED for faster payment posting & acct update

  • Step1: Go to
  • Step2: Choose Online Banking
  • Step3: Follow steps 1-4 of online banking to generate dragonpay reference number
  • Step4: Follow and complete payment instructions from dragonpay

For Over-the-counter, Repayment thru:

  • Step1: Go to
  • Step2: Choose Over-the-counter
  • Step3: Choose your preferred over-the-counter channel and follow the instructions

For E - Wallet, Repayment thru:

After the SMS for the approval, we will send you another one regarding the details of your loan and the total amount that you need to settle.  Also, 5 days before your assigned due date we will  send remainder of payments with the total amount due. You can also check  personal page in website or mobile application.

SMS will be sent to you once your payment is already posted on your account. Also, you can check your personal page in the mobile application.

Sorry for the inconvenience. First double-check the indicated mobile number, then you can click the resend button every 1 minute interval time.

We will notify you through SMS once your application was approved and another one once loan was successfully disbursed into your account.

We are sorry  that your application was declined. We do not disclosed the reason for approving and disapproving loan application.  You can still try to re-apply after 7 days.

Upon approval, the reference number will be sent through SMS and Email together with the repayment instructions and loan contract. Please also check your spam mail, however if you still haven’t received your reference number and repayment instructions, please click this link to contact us and send in a request.

To get money instantly, you can use Instapay option. Usually it takes 1 to 5 minutes to get your loan proceeds.

If your loan was approved:

  • before 1 PM, loan proceeds will be received by 6 PM onwards on the same day.
  • after 1 PM, or on Weekends and holidays, loan proceeds will be received by 6 PM on the next business day.

If you experience any delay in collecting your approved loan, please refer to the processing time of disbursement.

You can also coordinate with your bank to check your account.

You can also go to contact us and send us a message to check your account.

For loans with 7 days and 10 days term, you can pay your loan early but the contract will only close and be eligible for re-loan on your assigned maturity date and be.

For 15 days 21 days and 30 days loan term. You can pay after the 50% of your initial loan term and pay only the due amount for that day.

Our good standing customers are enjoying the benefits of Installment Loan service. Always settle your loan on time and soon you'll get installment offer with better interest rate and term.

Other questions

One way to expedite the disbursement of your loan is by choosing Instapay. No need to wait, you will get the money in just a few minutes 24/7.

List of available bank and means of disbursement is constantly updating. Kindly check the updated list here before applying.

Accepted banks are:

  • Banco De Oro
  • Bank of the Philippine Islands
  • Chinabank
  • EastWest Bank
  • Metrobank
  • Philippine National Bank
  • RCBC
  • RCBC myWallet
  • Security Bank
  • UnionBank
  • Land Bank
  • UCPB
  • Asia United Bank
  • BPI Family Savings bank
  • Chinatrust
  • PSBank
  • PBCom
  • Veterans Bank
  • ChinaBank Savings
  • Maybank
  • Sterling Bank
  • Bank of Commerce

List of available bank and means of disbursement is constantly updating. Kindly check the updated list here before applying. Also, we want to make disbursement easier for you. GCash and сash pick up will be available soon.

List of available bank and means of disbursement is constantly updating. Kindly check the updated list here before applying. Also, we want to make disbursement easier for you. GCash and сash pick up will be available soon.

Online Loans Pilipinas value our clients opinion. If you have complaints or suggestions you can go to contact us and send in your feedback

If you are having difficulty to access the website or application, you may: download the app on Google Playstore:

Thank you for continuing to trust us in providing you with your immediate financial needs. We welcome Repeat Loans. If you are a borrower with good payment standing, we make it very easy for you to re-loan. Just click the “Repeat Loan” button on our app/website or use a link in the SMS.

About Online Loans Pilipinas

Online Loans Pilipinas is a loan company that uses financial technology to serve its customers better. Currently, our service exists 100% online. We believe that a purely online service will bring our loan product efficiently and equitably to more customers.

Yes, company name is Online Loans Pilipinas Financing Inc. SEC Registration Number CS201726430. Certificate of Authority #1181.

Online Loans Pilipinas is registered with National Privacy Commission and strictly complies with data protection and privacy regulations. Rest assured that all information provided will be respected, safely kept, and will not be used for any fraudulent activity or unauthorized action.

Download the app for 100% mobile experience
1 000 000 + downloads already
Google playHuawei appApp store